Boiler & Central Heating Insurance

Boiler Insurance:

There are many Insurance companies who offer cover for domestic gas fired central heating boilers and their associated systems.

If you have managed to obtain insurance for your oil boiler, it is essential you check your policy documents to determine exactly what is covered, how it is covered and what exclusions apply.

Common exclusions include;

·        Boilers over 15 years of age

·        Certain models of boilers

·        Existing faults on boiler, at the time insurance was taken out

·        Lack of adequate maintenance/servicing which includes,

·       Systems or appliances that have NOT been installed, maintained or used in accordance with the MANUFACTURES INSTRUCTIONS or, current REGULATIONS or BEST PRACTICE guidance

If your boiler breaks down and an engineer appointed by the Insurance company, attends to undertake an inspection and discovers it looks like this on the inside or,

The service record is incomplete or, the appliance / system has not been installed in accordance with the Manufacturer’s Instructions, current Legislation or Approved Codes of Practice, then you risk your policy being voided!

If you want to hold insurance cover to protect your boiler and its system against breakdowns, damage etc, why would you risk your cover because of installation or maintenance issues?

Check your policy, check your service records, check your engineer(s).